Marshfield: Informational meeting held on FEMA flood maps – drastic flood insurance rate increases

The Marshfield Citizen’s Coastal Coalition held their third community outreach meeting at the First Congregational Church Thursday night to discuss the new Federal Emergency Management Agency flood maps and the steep increases in flood insurance rates that go with it.

About 50 people turned out for the informational meeting.

Homeowners could find themselves paying up to 25% more on their flood insurance, and that’s 25% compounded every year until it hits actuarial rates. Many people that have never been in a flood zone still may not know that they are now in one.

Marshfield resident and real estate agent Gina Stoddard said the flood insurance issue is already affecting home sales.

“It’s really tough. Right now I’m working with several sets of buyers who do not want to buy homes anywhere near the ocean – people who have actually now not wanted to buy in Marshfield because of the changes – they don’t know what’s going on,” Stoddard said.

However, Coastal Coalition Chair Joe Rossi said there are a few things people can do to mitigate flood insurance increases.

“Get a preferred risk policy if you are in or being moved into a V or A zone. Secondly, help us fight these changes in the Biggert-Waters Act legislatively. You can do that by putting pressure on our federal legislative leaders. The other thing is to check your maps. The best way to know if you’re in or out of a flood zone is to look at the flood zone maps on our website,  or the Marshfield town website, .


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About John Penny

John Penny is a town news reporter at WATD. He primarily covers stories in the towns of Marshfield, Cohasset, Scituate, Norwell, Hingham, Abington and Quincy.