F.E.M.A. Flood Insurance Extension Subject to Congressional Vote

The Federal Emergency Management Agency flood insurance program could expire on Friday, December 8.

Marshfield Citizens Coastal Coalition Chair Joe Rossi said that the F.E.M.A. program could be in jeopardy – and it all depends on what happens with a congressional vote on Friday.

“It looks like the National Flood Insurance Program could expire at the end of the day on Friday, if congress doesn’t pass their continuing resolution.

So this is an extremely big deal because if that happens there will be no new flood insurance policies written, and if your policy expires in that time, then it will be non-renewed.”

Rossi said if the insurance program expires, it could wreak havoc with loans and home closings in flood plains, as well as any new flood insurance claims.

“It will mostly affect those people looking to try to close on a home or pay a policy premium that’s coming due during the lapse.

Also, if you have a flood loss, there are no claims that can be paid either,” Rossi explained.

Even if the resolution passes it will only be in effect for 2 weeks, before congress will need to take another vote to extend the National Flood Insurance Program.

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About John Penny

John Penny is a town news reporter at WATD. He primarily covers stories in the towns of Marshfield, Cohasset, Scituate, Norwell, Hingham, Abington and Quincy.